Loans, Personal Lines Of Credit and Overdraft Protection

Loans, Personal Lines Of Credit and Overdraft Protection

Pick from our borrowing choices

A versatile option to borrow

  • Put it to use for home renovations or making purchases that are large
  • Borrow between $5000 – $50,000
  • Apply as soon as for a credit limit as possible continue steadily to utilize and re-use with a repayment that is flexible 1

Signature Loans

Borrow just the thing you need now, for just what you desire

  • Utilize it for large acquisitions or debt that is consolidating
  • Borrow between $5000-$50,000
  • We’ll assistance create a payment routine that fits your financial allowance

Student Credit Line

A flexible option to fund your college costs

  • Pay money for costs such as for example tuition, publications and residing at competitive rates of interest
  • Apply as soon as for a borrowing limit that one can continue steadily to utilize and re-use 1 whilst in college 2
  • Interest-only monthly obligations while at school as well as two years when you leave school

Month-to-month Arrange Overdraft Protection

A back-up for the every day deals

  • Well suited for individuals who have many shortfalls that are monthly their chequing account
  • Avoid declined deals, belated bill payment fees or NSF charges for $4 each month plus 21% interest each year on overdrawn quantity
  • Provides protection between $300 – $5000

Pay While You Go Overdraft Protection

Prepare yourself to handle the unforeseen ( perhaps unavailable on reports in Quebec)

  • Well suited for those that only have actually occasional dependence on overdraft security coverage
  • Avoid declined deals, belated bill re payment costs or NSF charges for $5 per use with at the most $5 a day plus 21% interest each year on overdrawn quantity
  • Provides protection between $300-$5000

TD Home Equity FlexLine

Your property will probably be your most effective borrowing tool that is financial

  • Access your credit throughout your TD Access Card 3 cheques and EasyWeb on the web banking
  • Apply once for a borrowing limit that one can continue steadily to utilize and re-use 4
  • Finance purchases pertaining to house ownership, including house renovations and unforeseen house repairs

Dealership Car Loan

TD offers financing that is effective at dealerships across Canada

  • Obtain access to the total amount you’ll need for the vehicle, ship, RV or marine purchase
  • Enjoy use of versatile funding, dealer programs and our trusted nationwide partnerships
  • Choose from a set or adjustable rate of interest for you personally

Private Sale Vehicle Loan

Make an application for a vehicle loan that suits your allowance

  • Car loans are offered for independently offered vehicles, SUVs, trucks, vans or leisure cars
  • Select from a set or rate that is variable work for you
  • We are going to allow you to produce a cushty repayment routine

TD On-the-Spot RSP Loan

Optimize your RSP by borrowing as much as the RSP share restriction when it comes to 12 months

  • Borrow as much as your RSP that is unused contribution for the 12 months
  • Choose from a set or adjustable rate of interest to match your need

TD CarryForward RSP Loan

Borrow now which means that your your your retirement savings may develop

  • Catch through to RSP contributions from previous years as much as $50,000
  • Up to 5-year terms available for fixed rate loans
  • As much as 10-year terms available for adjustable price Loans (term and amortization must match)

Investment Secured Credit Line

Make use of your qualified opportunities to secure a credit line

  • Borrow from $5,000 to $200,000
  • Apply when for a credit line you could continue steadily to utilize and re-use having a flexible payment plan 1
  • Convenient usage of your credit using your TD Access Card 5 , cheques and EasyWeb Online banking

Find out more about Borrowing

Check out resources that are additional help you even further comprehend your borrowing choices.

Know Loans and Personal Lines Of Credit

Discover credit options for typical borrowing needs like paying down debt, house renovation and much more.

Compare TD Loans & Personal Lines Of Credit

Read about the distinctions between that loan and a relative credit line.

Get and continue maintaining good credit

Find out what’s associated with getting credit, simple tips to keep your credit history healthy and much more.

Want to keep in touch with us directly?Contact us



With regards to borrowing needs – there’s no one size that fits all.

To assist you determine which lending that is financial could be suitable for you, keep carefully the after at heart:

Have you got a well-defined borrowing need with a specific objective – such as for instance purchasing a vehicle, consolidating financial obligation or any other expense that is major? Then that loan might be a much better choice. A lump is provided by it amount of cash in advance. You’ll choose a set or interest that is variable… and choose your payment regularity which range from regular to biweekly, semi-monthly or month-to-month.

Then a line of credit may be a better option https://www.tennesseepaydayloans.org/ – as the funds up to your available credit limit are there, whenever you want if, on the other hand, you need the flexibility to borrow for a variety of needs, without having to reapply every time! And you also pay just interest on which you utilize.

Talk to a TD representative to learn more about which solution may be suitable for your borrowing needs!

On-Screen Graphics

Loan vs. Loan vs. lend Loan vs. personal credit line Loan vs. uncover cash on ground

Loan vs. Personal Credit Line

Interest Fixed Adjustable

Weekly Bi-weekly Semi-monthly Monthly

Content in this video clip is for informational purposes just and may even differ according to individual circumstances.

Please talk with a TD banking expert regarding your particular needs.

В® The TD logo design along with other trade-marks will be the property of this Toronto-Dominion Bank.


Topic suggestion from search bar pops up when text is typed.

Screen Text: Debunking credit score urban urban myths Big Foot Debunking goat that is debunking yoga

Debunking credit score fables is clicked and name seems.

Screen Text: Debunking credit score fables

Speaker: Unlike a conspiracy that is internet, credit scores really should not be frightening.

A meter advances from the lowest credit history to credit score that is high. A motor vehicle seems.

Speaker: They suggest how well you handle your credit re re payments.

Re Re Re Payment title that is due. A hand clicks upon it, changing the name to pay for Bill.

Screen Text: Payment Due Pay Bill Minimal re re payment Paid

Speaker: Having a credit that is good history- and that means you make at the very least your minimal payment and always allow it to be on time – will allow you to attain a greater credit history.

A calendar is shown with a check mark by the end for the thirty days.

Screen Text: minimal re re payment on time

A meter advances from a reduced credit history to high credit history.

Speaker: This in turn might help help you get authorized for credit for larger purchases – like your very first home – in the near future.

A agreement seems and it is being signed. A residence is shown.

Screen Text: make approvals easier

An envelope seems.

Speaker: Making your repayments on time pertains to all your valuable bills that are personal as well as your phone bill along with other bills.

A bill is revealed within the envelope. A phone seems having a Pay Bill symbol. The symbol is clicked and modifications to Paid!

Screen Text: your entire personal bills spend Bill Paid

Speaker: additionally, make sure that you need and that you use them responsibly by staying within your credit limit that you only apply for credit products.

Screen Text: just submit an application for credit items you want

an amount of bank cards circle the screen and one stops and remains on screen. The credit is showed by a credit meter card going over the limitation after which back in the mark area.

Screen Text: remain in your limitation

Speaker: Finally, keep in mind not to ever submit an application for credit numerous times more than a period that is short this too can adversely affect your credit rating!

A meter progresses from a credit that is high to low credit rating as being a hand clicks an Apply symbol many times.